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Mortgage Loans - Purchase or Refinance
Business Loans - Expansion - Capital Improvements - Advance on Credit Card Receipts
Lease Financing - and Lease Buyback for Vehicle and Equipment
Mortgage Payment By-Weekly Program - Save Thousands
Commercial Loans to $50 Million

Call Now! 718-395-2500

SUMMARY OF FINANCIAL PROGRAMS AVAILABLE

• REAL ESTATE LOANS - All loans secured by a mortgage or trust deed on real estate whether residential or commercial, refinance or new purchase. Includes 1st & 2nd mortgages. Maximum loan-to-value ratio for owner occupied in most cases is 80%. Can be 90-100% if credit is very strong. Maximum non-owner occupied 70% - must cash flow, (debt service supported by rental income).
• PERSONAL LOANS - Loans made to individuals for personal use like; debt consolidation, vacation, etc. Generally on signature with no collateral required. Must have good credit and strong earnings to qualify or collateral may be required
• BUSINESS LOANS - Loans made to businesses for expansion or other ordinary and necessary business expenses. Made to existing businesses, (3 years min. in business), that can demonstrate viability and profits. Start-up businesses with no history must seek financing from Venture Capitalists or secure the loan personally with stocks, property or other assets. See FSFB section on arranging Venture Capital.
• NEW EQUIPMENT LEASES - Leases made to businesses for new equipment or vehicles. Some auto leases to individuals. Allows for the use of the equipment leased for a specific period of time.
• SALE-LEASEBACK - Takes into account the purchase and subsequent leasing back of used business equipment and furnishings. This unusually creative type of financing depends on your income and tax bracket. Primarily restricted to physicians, dentists and other high earning professionals and some businesses
• ACCOUNTS RECEIVABLE FACTORING OR ADVANCE - Businesses who extend credit for goods or services and advanced money secured by pledging the receivables owed to them.
• PURCHASE ORDER FINANCING - Cash advanced against a written order, (Purchase Order), for business goods or services to be delivered or performed.
• CONTRACT FINANCING - A monetary advance against a written contract for services to be performed or goods to be manufactured and/or delivered.
• DISCOUNTING MORTGAGES - Cash purchase of a note secured by real property. Includes mortgages, trust deeds, and in some cases land contracts.